The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.
Emma Oakey-Horton
Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!
Tracy Garber
Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more my wife and I feel completely at ease with the process. I highly recommend Robert and his team without any reservations. Five star service.
Thomas Eral
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Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.
David St. Pé
Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more I’d recommend working with Mission Pacific Mortgage for a personalized and streamlined mortgage experience.
Kayla & Jon Wulfert
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Doug Wofford
Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more from the beginning. He took the initiative to lock in our rates just a day before they went up again. He was very responsive, organized, and detailed. He generated several complex models that helped us greatly in making the decision on how much to refinance and when. I recommend him wholeheartedly.
Rahul Chaturvedi
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
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Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more always took time with us to figure out the best loan for us! I recommend him highly! Very professional and knowledgeable! Thank you very much!
Marie Mccarty
Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more thought of, which made my clients financial situation much better moving forward!
Robert Santangelo
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota



