The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
What our clients are saying
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Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more Their Total Cost and Mortgage Management Analyses are concise and extremely useful and helpful!
Christopher Adajar
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
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My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more to finish and will take the time to discuss details on all options to ensure clients make the best decision possible. My family has and will continue to work with Mission Pacific Mortgage in any future transaction.
Kyle F
I recently completed a refinance with Robert Boladian, and I couldn't be more pleased with the experience. From start to finish, the process was smooth, transparent, and efficient. He took... read more the time to answer all of my questions and ensured I understood all my options. I ended up with a great rate and terms that made perfect sense for my financial goals. Highly recommend to anyone considering a refinance!
Kayla Wulfert
We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more around with other lenders, but ended up back with Robert and were extremely pleased with his guidance through the loan process!
Keegan Petty (Petty Family)
Outstanding service from start to finish! Robert truly made the mortgage process effortless and stress-free. This is the second time we’ve bought a home with Robert’s help. His expertise, professionalism, dedication... read more and genuine care. He provided insightful analytics and clear guidance to inform our decision to buy or rent, including a comprehensive view of our investment properties. Robert’s guidance was spot-on. I highly recommend him to anyone looking for a reliable and trustworthy broker. Thank you, Robert, for your exceptional service.
T. U.
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Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!
Tracy Garber
Robert Boladian at Mission Pacific Mortgage is simply the best at what he does - - facilitating loans, mortgage refinancing, and reverse mortgages. I have known Robert for several years and... read more have used his guidance and assistance several times in obtaining financing. In 2021, he handled the refinancing for my home and was able to obtain an amazing rate despite some obstacles along the way that many mortgage advisors would probably just walk away from. Robert did not. He takes a very methodical approach in determining a client's goals and needs; and works tirelessly to meet them. He provides detailed information regarding the various options available and creates easy to understand spreadsheets and flow charts educating the client on how the process and various options work. I believe one of the keys with Robert is that he takes his time to educate his clients. It's not about just getting the lowest rate. There is so much more to the process and he explains that. He truly endeavors to assist his clients to make the best decision, and he is trustworthy and doesn't hide anything. I wholeheartedly recommend Robert and Mission Pacific to handle any of your financing needs.
Matthew Miller
Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
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Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay
3Jay's
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood


