The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.
Emma Oakey-Horton
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota
Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more always took time with us to figure out the best loan for us! I recommend him highly! Very professional and knowledgeable! Thank you very much!
Marie Mccarty
Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more from the beginning. He took the initiative to lock in our rates just a day before they went up again. He was very responsive, organized, and detailed. He generated several complex models that helped us greatly in making the decision on how much to refinance and when. I recommend him wholeheartedly.
Rahul Chaturvedi
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Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!
Jake Worthy
Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.
Dhaval Desai
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Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more definitely hire him again..
Alicia Richards
Robert helped us with the purchase of a beautiful condo near the Oceanside Pier. He and his team made an exciting experience even more pleasant. Highly recommend!
Wendy Klahr
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
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We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more around with other lenders, but ended up back with Robert and were extremely pleased with his guidance through the loan process!
Keegan Petty (Petty Family)
Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more thought of, which made my clients financial situation much better moving forward!
Robert Santangelo
Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more us know of the drop in rates. He ran the numbers and showed how it would be a great idea to take advantage of the rates for they were at record lows . He streamlined the process, it was done before we had anticipated. Robert knows what he's doing, and I would highly recommend him. My family and I owe him a great deal of gratitude for what he has done for us. Thank you Robert! From the Graciano family.
Alfredo Graciano


