The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!

    Jake Worthy Avatar Jake Worthy

    Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more

    Christopher Adajar Avatar Christopher Adajar

    Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more

    Louie Christopoulos Avatar Louie Christopoulos

    Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton
  • Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.

    Nancy Nguyen Avatar Nancy Nguyen

    We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more

    Shiv Shukla Avatar Shiv Shukla

    Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert

    Robert helped us with the purchase of a beautiful condo near the Oceanside Pier. He and his team made an exciting experience even more pleasant. Highly recommend!

    Wendy Klahr Avatar Wendy Klahr
  • Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more

    Alicia Richards Avatar Alicia Richards

    Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti
  • My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more

    Kyle F Avatar Kyle F

    I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more

    Bruce Dalglish Avatar Bruce Dalglish

    Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more

    Steve Harrison Avatar Steve Harrison

    Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.

    Nikki Meletis Avatar Nikki Meletis