The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton

    I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more

    Jim Cota Avatar Jim Cota

    Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more

    Marie Mccarty Avatar Marie Mccarty

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi
  • Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!

    Jake Worthy Avatar Jake Worthy

    Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.

    Dhaval Desai Avatar Dhaval Desai

    We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay

    3Jay's Avatar 3Jay's

    Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!

    Pometto Team Realty (MindySellsNorthCounty) Avatar Pometto Team Realty (MindySellsNorthCounty)
  • Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more

    david addy Avatar david addy

    Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more

    Alicia Richards Avatar Alicia Richards

    Robert helped us with the purchase of a beautiful condo near the Oceanside Pier. He and his team made an exciting experience even more pleasant. Highly recommend!

    Wendy Klahr Avatar Wendy Klahr

    We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more

    Shiv Shukla Avatar Shiv Shukla
  • We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more

    Keegan Petty (Petty Family) Avatar Keegan Petty (Petty Family)

    Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more

    Robert Santangelo Avatar Robert Santangelo

    Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more

    Alfredo Graciano Avatar Alfredo Graciano

    Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.

    Christos meletis Avatar Christos meletis