The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton

    Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more

    Thomas Eral Avatar Thomas Eral

    Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.

    Christos meletis Avatar Christos meletis
  • Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more

    Jenn Bubnis Avatar Jenn Bubnis

    Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more

    Spencer Burmester Avatar Spencer Burmester

    Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.

    David St. Pé Avatar David St. Pé

    Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert
  • Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi

    Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti

    Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more

    Hamilton Underwood Avatar Hamilton Underwood
  • Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more

    david addy Avatar david addy

    Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more

    Marie Mccarty Avatar Marie Mccarty

    Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more

    Robert Santangelo Avatar Robert Santangelo

    I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more

    Jim Cota Avatar Jim Cota