The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more us know of the drop in rates. He ran the numbers and showed how it would be a great idea to take advantage of the rates for they were at record lows . He streamlined the process, it was done before we had anticipated. Robert knows what he's doing, and I would highly recommend him. My family and I owe him a great deal of gratitude for what he has done for us. Thank you Robert! From the Graciano family.
Alfredo Graciano
Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more I’d recommend working with Mission Pacific Mortgage for a personalized and streamlined mortgage experience.
Kayla & Jon Wulfert
Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more our timeline and availability. Highly recommend.
Steve Harrison
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Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.
Nikki Meletis
Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.
Nancy Nguyen
My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more to finish and will take the time to discuss details on all options to ensure clients make the best decision possible. My family has and will continue to work with Mission Pacific Mortgage in any future transaction.
Kyle F
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
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Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.
Christos meletis
Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more throughout the whole process; every step of the way. You’re not just a client, you’re a friend too. I will be using Robert for all my mortgage needs going forward.
S Varga
Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more my wife and I feel completely at ease with the process. I highly recommend Robert and his team without any reservations. Five star service.
Thomas Eral
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Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!
Jake Worthy
Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more definitely hire him again..
Alicia Richards
I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more was looking to purchase and contacted Mission Pacific. My experience with Robert was very rewarding. He is more than just a mortgage broker that will fight for the best loan and interest rate. He draws upon his extensive experience to provide advice and develop strategies for creating strong offers that that keep you, the buyer, in a position to pivot or negotiate in this extremely tough seller’s market. Robert will make sure the deal servers your overall goal and offers valuable insight into the pros and cons of all parts of the deal, from financing to concessions. It took me seven months, multiple offers, and a cancelled escrow before I was able to successfully close on a premium property with an offer just slightly above asking. Robert was there every step of the way offering guidance and helping me keep things in perspective. Without him, I am certain I would be in a much different position in a lesser quality property.
Bruce Dalglish
Outstanding service from start to finish! Robert truly made the mortgage process effortless and stress-free. This is the second time we’ve bought a home with Robert’s help. His expertise, professionalism, dedication... read more and genuine care. He provided insightful analytics and clear guidance to inform our decision to buy or rent, including a comprehensive view of our investment properties. Robert’s guidance was spot-on. I highly recommend him to anyone looking for a reliable and trustworthy broker. Thank you, Robert, for your exceptional service.
T. U.



