The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.
Nikki Meletis
Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.
David St. Pé
Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more my wife and I feel completely at ease with the process. I highly recommend Robert and his team without any reservations. Five star service.
Thomas Eral
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
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Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.
Christos meletis
I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more was looking to purchase and contacted Mission Pacific. My experience with Robert was very rewarding. He is more than just a mortgage broker that will fight for the best loan and interest rate. He draws upon his extensive experience to provide advice and develop strategies for creating strong offers that that keep you, the buyer, in a position to pivot or negotiate in this extremely tough seller’s market. Robert will make sure the deal servers your overall goal and offers valuable insight into the pros and cons of all parts of the deal, from financing to concessions. It took me seven months, multiple offers, and a cancelled escrow before I was able to successfully close on a premium property with an offer just slightly above asking. Robert was there every step of the way offering guidance and helping me keep things in perspective. Without him, I am certain I would be in a much different position in a lesser quality property.
Bruce Dalglish
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
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Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.
Dhaval Desai
Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
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I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota
Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!
Jake Worthy
Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more our timeline and availability. Highly recommend.
Steve Harrison
Robert Boladian at Mission Pacific Mortgage is simply the best at what he does - - facilitating loans, mortgage refinancing, and reverse mortgages. I have known Robert for several years and... read more have used his guidance and assistance several times in obtaining financing. In 2021, he handled the refinancing for my home and was able to obtain an amazing rate despite some obstacles along the way that many mortgage advisors would probably just walk away from. Robert did not. He takes a very methodical approach in determining a client's goals and needs; and works tirelessly to meet them. He provides detailed information regarding the various options available and creates easy to understand spreadsheets and flow charts educating the client on how the process and various options work. I believe one of the keys with Robert is that he takes his time to educate his clients. It's not about just getting the lowest rate. There is so much more to the process and he explains that. He truly endeavors to assist his clients to make the best decision, and he is trustworthy and doesn't hide anything. I wholeheartedly recommend Robert and Mission Pacific to handle any of your financing needs.
Matthew Miller


