The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more throughout the whole process; every step of the way. You’re not just a client, you’re a friend too. I will be using Robert for all my mortgage needs going forward.
S Varga
Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!
Pometto Team Realty (MindySellsNorthCounty)
Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more from the beginning. He took the initiative to lock in our rates just a day before they went up again. He was very responsive, organized, and detailed. He generated several complex models that helped us greatly in making the decision on how much to refinance and when. I recommend him wholeheartedly.
Rahul Chaturvedi
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Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!
Tracy Garber
Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.
Dhaval Desai
Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more always took time with us to figure out the best loan for us! I recommend him highly! Very professional and knowledgeable! Thank you very much!
Marie Mccarty
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We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
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Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more thought of, which made my clients financial situation much better moving forward!
Robert Santangelo
Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.
Nancy Nguyen
We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay
3Jay's
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota



