The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi

    Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more

    Alfredo Graciano Avatar Alfredo Graciano

    This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more

    Mireille Boladian-Roberts Avatar Mireille Boladian-Roberts
  • Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!

    Pometto Team Realty (MindySellsNorthCounty) Avatar Pometto Team Realty (MindySellsNorthCounty)

    Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton
  • We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more

    Keegan Petty (Petty Family) Avatar Keegan Petty (Petty Family)

    Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more

    Thomas Eral Avatar Thomas Eral

    Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more

    jared blackburn Avatar jared blackburn

    Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more

    Spencer Burmester Avatar Spencer Burmester
  • Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.

    Nikki Meletis Avatar Nikki Meletis

    Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more

    Guillaume Petit Avatar Guillaume Petit

    Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.

    David St. Pé Avatar David St. Pé

    Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!

    Jake Worthy Avatar Jake Worthy