The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more a new home purchase without hesitation. I really appreciate the time spent working on financial scenarios/options that accommodate my specific situations. Robert made himself available any time needed. We got good rates and I’ll be using him again for the next refinance!
jared blackburn
My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more to finish and will take the time to discuss details on all options to ensure clients make the best decision possible. My family has and will continue to work with Mission Pacific Mortgage in any future transaction.
Kyle F
Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.
Christos meletis
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
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Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.
Emma Oakey-Horton
Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
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This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more very satisfactory experience.
Mireille Boladian-Roberts
Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more I’d recommend working with Mission Pacific Mortgage for a personalized and streamlined mortgage experience.
Kayla & Jon Wulfert
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota
Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more Their Total Cost and Mortgage Management Analyses are concise and extremely useful and helpful!
Christopher Adajar
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I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more was looking to purchase and contacted Mission Pacific. My experience with Robert was very rewarding. He is more than just a mortgage broker that will fight for the best loan and interest rate. He draws upon his extensive experience to provide advice and develop strategies for creating strong offers that that keep you, the buyer, in a position to pivot or negotiate in this extremely tough seller’s market. Robert will make sure the deal servers your overall goal and offers valuable insight into the pros and cons of all parts of the deal, from financing to concessions. It took me seven months, multiple offers, and a cancelled escrow before I was able to successfully close on a premium property with an offer just slightly above asking. Robert was there every step of the way offering guidance and helping me keep things in perspective. Without him, I am certain I would be in a much different position in a lesser quality property.
Bruce Dalglish
Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more definitely hire him again..
Alicia Richards
Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.
Nikki Meletis
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood



