The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.

    Dhaval Desai Avatar Dhaval Desai

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi

    Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more

    Steve Harrison Avatar Steve Harrison

    We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay

    3Jay's Avatar 3Jay's
  • Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more

    Thomas Eral Avatar Thomas Eral

    Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!

    Jake Worthy Avatar Jake Worthy

    Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton

    Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more

    Jenn Bubnis Avatar Jenn Bubnis
  • Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti

    Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more

    Louie Christopoulos Avatar Louie Christopoulos

    Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert
  • We loved Robert! He was so helpful and patient, and responsive. Walked us through the entire process and explained everything and put us at ease. He was recommended to me... read more

    Deema Tabbara Lopez Avatar Deema Tabbara Lopez

    Outstanding service from start to finish! Robert truly made the mortgage process effortless and stress-free. This is the second time we’ve bought a home with Robert’s help. His expertise, professionalism, dedication... read more

    T. U. Avatar T. U.

    My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more

    Kyle F Avatar Kyle F

    Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.

    David St. Pé Avatar David St. Pé